Privacy policy

FSC24 understands that your privacy is important to you. We are committed to
protecting the privacy of your personally identifiable information as you use this website. This
Privacy Policy tells you how we protect and use information that we gather from you. By using
this website, you consent to the terms described in the most recent version of this Privacy Policy.

You should also read our Terms of Service to understand the general rules about your use of this
website, and any additional terms that may apply when you access particular services or
materials on certain areas of this website. “We,” “our” means FSC24 and its affiliates.

“You,” “your,” visitor,” or “user” means the individual accessing this site.

PERSONAL AND NON-PERSONAL INFORMATION

Our Privacy Policy identifies how we treat your personal and non-personal information.

WHAT IS NON-PERSONAL INFORMATION AND HOW IS IT COLLECTED AND USED?

Non-personal information is information that cannot identify you. If you visit this web site to
read information, such as information about one of our services, we may collect certain no-
personal information about you from your computer’s web browser. Because non-personal
information cannot identify you or be tied to you in any way, there are no restrictions on the
ways that we can use or share non-personal information.

What is personal information and how is it collected?

Personal information is information that identifies you as an individual, such as
your name, mailing address, e-mail address, telephone number, and fax number. We may collect
personal information from you in a variety of ways:
 When you send us an application or other forms
 When you conduct a transaction with us, our affiliates, or others
 When we collect information about in you in support of a transaction, such as credit card information

In some places on this web site, you have the opportunity to send us personal information
about yourself, to elect to receive particular information, to purchase access to one of our
products or services, or to participate in an activity.

ARE COOKIES OR OTHER TECHNOLOGIES USED TO COLLECT PERSONAL INFORMATION?

Yes, we may use cookies and related technologies, such as web beacons, to collect information
on our web site. A cookie is a text file that is placed on your hard disk by a web page server.
Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are
uniquely assigned to you, and can only be read by a web server in the domain that issued the
cookie to you. One of the primary purposes of cookies is to provide a convenience feature to
save you time. The purpose of a cookie is to tell the Web server that you have returned to a
specific page. For example, if you register with us, a cookie helps FSC24 to recall your
specific information on subsequent visits.

This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on.

When you return to the same FSC24.ch website, the information you previously provided can be retrieved, so you
can easily use the features that you customized. A web beacon is a small graphic image that
allows the party that set the web beacon to monitor and collect certain information about the
the viewer of the web page, web-based document or e-mail message, such as the type of browser
requesting the web beacon, the IP address of the computer that the web beacon is sent to and the
time the web beacon was viewed. Web beacons can be very small and invisible to the user, but,
in general, any electronic image viewed as part of a web page or e-mail, including HTML based
content can act as a web beacon. We may use web beacons to count visitors to the web pages on
the web site or to monitor how our users navigate the web site, and we may include web beacons
in e-mail messages to count how many messages sent were opened, acted upon
or forwarded.

Third-party vendors also may use cookies on our web site. For instance, we may contract with
third parties who will use cookies on our web site to track and analyze anonymous usage and
volume statistical information from our visitors and members. Such information is shared
externally only on an anonymous, aggregated basis. These third parties use persistent cookies to
help us to improve the visitor experience, to manage our site content, and to track visitor
behavior.

We may also contract with a third party to send e-mail to our registered
[users/members].
To help measure and improve the effectiveness of our e-mail communications, the third party
sets cookies. All data collected by this third party on behalf of FSC24 is used solely by
or on behalf of FSC24 and is shared externally only on an anonymous, aggregated basis.

From time to time we may allow third parties to post advertisements on our web site, and those
third-party advertisements may include a cookie or web beacon served by the third party. This
Privacy Policy does not cover the use of information collected from you by third party ad
servers. We do not control cookies in such third party ads, and you should check the privacy
policies of those advertisers and/or ad services to learn about their use of cookies and other
technology before linking to an ad. We will not share your personal information with these
companies, but these companies may use information about your visits to this and other web sites
to provide advertisements on this site and other sites about goods and services that may
be of interest to you, and they may share your personal information that you provide to them
with others.

You can accept or decline cookies. Most Web browsers automatically accept
cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you
choose to decline cookies, you may not be able to fully experience the interactive features of the
FSC24 websites you visit.

HOW DOES FSC24.CH USE PERSONAL INFORMATION?

FSC24 may keep and use the personal information we collect from or about you to provide
you with access to this web site or other products or services, to respond to your requests, to bill
you for products/services you purchased, and to provide ongoing service and support, to contact
you with information that might be of interest to you, including information about products and

services of ours and others, or ask for your opinion about our products or the products of
others, for record-keeping and analytical purposes and to research, develop and improve
programs, products, services, and content.

Personal information collected online may be combined with information you provide to us
through other sources We may also remove your identifiers (your name, email address,
social security number, etc). In this case, you would no longer be identified as a single unique
individual. Once we have de-identified information, it is non-personal information and we may
treat it like other non-personal information. Finally, we may use your personal information to
protect our rights or property, or to protect someone’s health, safety or welfare, and to comply
with a law or regulation, court order or other legal processes.

DOES FSC24.CH SHARE PERSONAL INFORMATION WITH OTHERS?

We will not share your personal information collected from this web site with an unrelated third
party without your permission, except as otherwise provided in this Privacy Policy. In the
ordinary course of business, we may share some personal information with companies that we
hire to perform services or functions on our behalf. In all cases in which we share your personal
information with a third party to provide a service to us, we will not authorize
them to keep, disclose or use your information with others except to provide
the services we asked them to provide.

We will not sell, exchange or publish your personal information, except in conjunction with a
corporate sale, merger, dissolution, or acquisition. For some sorts of transactions, in addition to
our direct collection of information, our third-party service vendors (such as credit card
companies, clearinghouses and banks) who may provide such services as credit, insurance, and
escrow services may collect personal information directly from you to assist you with your
transaction. We do not control how these third parties use such information, but we do ask them
to disclose how they use your personal information before they collect it. If you submit a review
for a third party (person or business) using our Facebook Fan Review Application, during the
submission process we ask your permission to gather your basic information (such as name and
email address) which we then share with the third party for whom you are submitting the review.
We may be legally compelled to release your personal information in response to a court order,
a subpoena, search warrant, law or regulation.

We may cooperate with law enforcement authorities in investigating and prosecuting web site
visitors who violate our rules or engage in behavior, which is harmful to other visitors (or
illegal). We may disclose your personal information to third parties if we feel that the disclosure
is necessary to protect our rights or property, protect someone’s health, safety or welfare, or to
comply with a law or regulation, court order or other legal processes. As discussed in the section
on cookies and other technologies, from time to time we may allow a third party to serve
advertisements on this web site.

If you share information with the advertiser, including by clicking on their ads, this Privacy
The policy does not control the advertisers use of your personal information, and you should check

the privacy policies of those advertisers and/or ad services to learn about their use of cookies and
other technology before linking to an ad.

HOW IS PERSONAL INFORMATION USED FOR COMMUNICATIONS?

We may contact you periodically by e-mail, mail or telephone to provide information regarding
programs, products, services, and content that may be of interest to you. Also, some of the
features on this web site allow you to communicate with us using an online form. If your
communication requests a response from us, we may send you a response via e-mail. The e-mail
response or confirmation may include your personal information. We cannot guarantee that our
e-mails to you will be secure from unauthorized interception.

HOW IS PERSONAL INFORMATION SECURED?

We have implemented generally accepted standards of technology and operational security in
order to protect personally-identifiable information from loss, misuse, alteration, or destruction.

Only authorized personnel and third party vendors have access to your personal information, and
these employees and vendors are required to treat this information as confidential. Despite these
precautions, we cannot guarantee that unauthorized persons will not obtain access to your
personal information.

LINKS

This site contains links to other sites that provide information that we consider to be interesting.
FSC24 is not responsible for the privacy practices or the content of such web sites.

PUBLIC DISCUSSIONS

This site may provide public discussions on various business valuation topics. Please note that
any information you post in these discussions will become public, so please do not post sensitive
information in public discussions. Whenever you publicly disclose information online, that
information could be collected and used by others. We are not responsible for any action or
policies of any third parties who collect information that users disclose in any such forums on the
web site. FSC24 does not agree or disagree with anything posted on the discussion
board. Also, remember that you must comply with our other published policies regarding postings
on our public forums.

HOW CAN A USER ACCESS, CHANGE, AND/OR DELETE PERSONAL INFORMATION?

You may access, correct, update, and/or delete any personally-identifiable information that you
submit to the web site. You may also unsubscribe from mailing lists or any registrations on the
web site. To do so, please either follow instructions on the page of the web site on which you
have provided such information or subscribed or registered or contact us at
[support@fsc24.ch]

CHILDREN’S PRIVACY

FSC24 will not intentionally collect any personal information (such as a child’s name or
email address) from children under the age of 13. If you think that we have collected personal
information from a child under the age of 13, please contact us.

CHANGES

FSC24 reserves the right to modify this statement at any time. Any changes to this
Privacy Policy will be listed in this section, and if such changes are material, a notice will be
included on the homepage of the web site for some time. If you have any questions about
privacy at any websites operated by FSC24 or about our website practices, please
contact us at support@fsc24.ch